Anyone else get hit with this constant low level panic about whether you're doing enough for your family financially? I make decent money but some days I just spiral thinking about unexpected costs or what happens if I lose my job. My wife says I'm catastrophizing but I can't turn it off. Started affecting my sleep and work performance which just makes the anxiety worse.
That constant low level panic is real and nobody talks about it enough. I lie awake at night sometimes just doing math about whether we're saving enough. It's exhausting mentally.
Have you talked to someone about the anxiety part specifically? Sometimes it helps to separate the real financial planning stuff from the panic spiral stuff. They're different problems.
You're definitely not alone. I think almost every dad feels this. The trick is trying to do what you can control and let go of the rest. Easier said than done I know.
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With three kids I should be used to this by now but nope, still hits different every month when I'm paying bills. Just keep plugging away and trying to build what you can.