My wife is 7 months pregnant and I'm freaking out about the money stuff | DadHQ

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My wife is 7 months pregnant and I'm freaking out about the money stuff

2w ago·1 min read

We've got insurance and a decent emergency fund but seeing all these hospital bills and thinking about childcare costs next year is making me lose sleep. I make decent money but not THAT decent. Anyone else get hit with unexpected costs after baby came? What should I be budgeting for that nobody talks about? My parents keep saying 'you'll figure it out' but that's not helping my anxiety right now.

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3 comments139 views

Comments(3)

FFred J.Regular2w ago

You've got this. Insurance and an emergency fund puts you way ahead of where a lot of folks are when they're in your shoes. The money stress doesn't completely go away, but it gets easier to manage once the kid actually arrives and you find your rhythm.

PPhil K.Regular2w ago

The financial stress is real, man. I was losing sleep too before my first was born. Once you see that first hospital bill actually come through your insurance, it's usually way less scary than the sticker shock. You're already ahead with the emergency fund.

BBrian L.Regular2w ago

Childcare costs are brutal, no joke. What helped me was mapping out exactly what we'd spend month by month so there were no surprises. Once I had actual numbers instead of worst-case scenarios in my head, I could actually sleep again.